Is pet insurance an option for your dogs health care?
Veterinarian costs are much higher than many might think, and pet health care costs are continuing to rise drastically due to advances in treatments available for our pets. Many of the same diagnostic procedures, treatments, and medications available for us humans is now becoming commonly used to treat our pets giving them longer and healthier lives.
With vast changes seen in the pet insurance industry over the last few years, owners are purchasing pet insurance at a steadily increasing rate. With this added financial protection these pet owner's now have the ability to provide a quality of health care for their pets which was previously cost prohibitive.
Many people opposing the growth of the pet health insurance market are concerned that veterinary medicine could follow the same path of red tape and claim difficulties as found in our health care plans.
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This isn't likely due to the fact that veterinary medicine is not based financially on insurance. Unlike the human medical profession, veterinary patients (or the owners of) are the responsible parties for surgical, medical, pharmacy and dental costs, including routine preventive care, emergency care or disease control.
Pet insurance policies contain the normal deductibles, co-pays, maximum yearly and lifetime pay out limits. Your pet insurance policy will pay a portion of the veterinarian's bill if your pet becomes ill or is involved in an accident. In most cases you will be required to pay the vet and file a claim for reimbursement from your insurance company.
Most pet insurance companies will begin writing policies on puppies when they have reached 8 weeks and offer new policies for dogs up 8 years. In our research we found one company that would begin coverage for dogs up to 27 years of age.
Why do I need Pet Insurance?
We understand that if your pet is ill or has an accident, the last
thing you want to think about is money. How much will it cost for medical
attention? How much will your pet insurance cover?
QuickCare Pet Insurance: QuickCare offers accident and illness coverage for your dog or cat and financial protection for you! Your pet is a part of your family, prepare for the unexpected. At QuickCare, we're committed to eliminating the financial stress associated with your dog's or cat's healthcare needs through a selection of affordable easy to understand pet insurance programs.
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